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Panic Disorder with Agoraphobia VA disability rating & claim guide

The VA rates Panic Disorder with Agoraphobia under diagnostic code 9412, in 38 CFR § 4.130 (mental disorders), and the schedule provides six evaluation levels for it: 100%, 70%, 50%, 30%, 10% and 0%.

DC 9412Mental DisordersData last updated September 23, 2026

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THE ESSENTIALS

How the VA rates Panic Disorder with Agoraphobia

Panic disorder is marked by sudden episodes of intense fear, often leading to avoidance of public places.

Panic disorder and/or agoraphobia is DC 9412, and like every mental disorder in 38 CFR 4.130 it is evaluated under the General Rating Formula for Mental Disorders. The formula does not rate the diagnosis or the number of panic attacks directly; it rates the degree of occupational and social impairment the condition produces, with the listed symptoms given as examples of what can cause that level of impairment. Panic appears by name in the formula's own examples at three levels: panic attacks weekly or less often at 30 percent, panic attacks more than once a week at 50 percent, and near-continuous panic at 70 percent.

Diagnostic code
9412
Rating schedule
38 CFR § 4.130
Schedule levels
100%, 70%, 50%, 30%, 10% and 0%
How does the VA choose a rating level?

Which level applies is set by the criteria the evidence meets, not by the diagnosis. Where there is a question as to which of two evaluations applies, 38 CFR § 4.7 assigns the higher one if the disability picture more nearly approximates the criteria required for that rating.

EXPLORE THE PERCENTAGES

Panic Disorder with Agoraphobia VA rating criteria (DC 9412)

Choose a percentage to see what that level means. Open the full comparison to read all the criteria in one place.

VA RATING100%Panic Disorder with Agoraphobia

WHAT THIS LEVEL MEANS

The condition prevents work and social functioning entirely.

Explore 100% criteria & monthly pay
Panic Disorder with Agoraphobia: the criteria for each rating, quoted from 38 CFR § 4.130, DC 9412
Rating38 CFR criteria (quoted)In plain English (Vetrify’s summary)Monthly pay, 2026 (single veteran)
100%

“Total occupational and social impairment, due to such symptoms as: gross impairment in thought processes or communication; persistent delusions or hallucinations; grossly inappropriate behavior; persistent danger of hurting self or others; intermittent inability to perform activities of daily living (including maintenance of minimal personal hygiene); disorientation to time or place; memory loss for names of close relatives, own occupation, or own name.”

The condition prevents work and social functioning entirely.$3,938.58
70%

“Occupational and social impairment, with deficiencies in most areas, such as work, school, family relations, judgment, thinking, or mood, due to such symptoms as: suicidal ideation; obsessional rituals which interfere with routine activities; speech intermittently illogical, obscure, or irrelevant; near-continuous panic or depression affecting the ability to function independently, appropriately and effectively; impaired impulse control (such as unprovoked irritability with periods of violence); spatial disorientation; neglect of personal appearance and hygiene; difficulty in adapting to stressful circumstances (including work or a worklike setting); inability to establish and maintain effective relationships.”

Deficiencies in most areas of life - work, family, judgment, mood.$1,808.45
50%

“Occupational and social impairment with reduced reliability and productivity due to such symptoms as: flattened affect; circumstantial, circumlocutory, or stereotyped speech; panic attacks more than once a week; difficulty in understanding complex commands; impairment of short- and long-term memory (e.g., retention of only highly learned material, forgetting to complete tasks); impaired judgment; impaired abstract thinking; disturbances of motivation and mood; difficulty in establishing and maintaining effective work and social relationships.”

Reduced reliability and productivity; panic attacks more than once a week appear at this level.$1,132.90
30%

“Occupational and social impairment with occasional decrease in work efficiency and intermittent periods of inability to perform occupational tasks (although generally functioning satisfactorily, with routine behavior, self-care, and conversation normal), due to such symptoms as: depressed mood, anxiety, suspiciousness, panic attacks (weekly or less often), chronic sleep impairment, mild memory loss (such as forgetting names, directions, recent events).”

Occasional decrease in work efficiency; panic attacks weekly or less often appear at this level.$552.47
10%

“Occupational and social impairment due to mild or transient symptoms which decrease work efficiency and ability to perform occupational tasks only during periods of significant stress, or symptoms controlled by continuous medication.”

Mild or transient symptoms, or symptoms controlled by continuous medication.$180.42
0%

“A mental condition has been formally diagnosed, but symptoms are not severe enough either to interfere with occupational and social functioning or to require continuous medication.”

Diagnosed, but not currently causing compensable impairment.No monthly payment

VA pays on the combined rating, not per condition: each amount is what a veteran with no dependents receives when that percentage is the combined rating, after all separate ratings are combined under 38 CFR 4.25.

These are published rating criteria. Selecting a level does not predict your VA decision.

BUILD YOUR EVIDENCE, ONE PIECE AT A TIME

Evidence for your Panic Disorder with Agoraphobia claim

A long list feels easier when you have a place to start. Use this checklist to see what you have and what still needs gathering.

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THE EXAM FORM

Which DBQ is used for Panic Disorder with Agoraphobia?

VA's page says: “You can use these forms to submit medical evidence from your health care providers.”

Source: VA: Public Disability Benefits Questionnaires (DBQs), read September 18, 2026.

SMALL DETAILS. BETTER PREPARATION.

Preparing your Panic Disorder with Agoraphobia claim

Start with the practical tips, then explore the common oversights. You don’t need to work through everything at once.

Practical tips for your claim3 tips
  • 01

    Track panic episodes and avoidance

  • 02

    Include treatment records from both VA and private care

  • 03

    Get letters from family about impact on daily life

C&P exam pitfalls to keep in mind3 tips
  • 01

    Describing symptoms without connecting them to occupational and social functioning, which is the axis the formula rates on.

  • 02

    Under-reporting on a good day, when the examiner records a snapshot rather than the pattern.

  • 03

    Leaving avoidance behaviour undescribed, when avoidance is often the clearest functional evidence in agoraphobia.

Common filing mistakes3 tips
  • 01

    Treating the diagnosis as the rating - the percentage comes from the level of impairment, not from the diagnosis.

  • 02

    Not documenting panic attack frequency, which the formula itself uses as an example at two levels.

  • 03

    Filing without evidence connecting the condition to service or to an in-service stressor.

When symptoms may first appear2 tips
  • 01

    Often triggered by military trauma or environmental stress

  • 02

    Symptoms increase with life changes and lack of treatment

THE BROADER PICTURE

Panic Disorder with Agoraphobia by the numbers

Approval outlook
Moderate – supported with documented panic frequency and functional limits.
Veterans service-connected
~216,000 veterans
Typical rating awarded
~50%

Vetrify editorial estimates informed by VA published claims data (VBA Annual Benefits Report) and the VA rating schedule, not official VA statistics.

LET’S CLEAR A FEW THINGS UP

Common questions about Panic Disorder with Agoraphobia

Is Panic Disorder with Agoraphobia a VA-rated disability?

Yes. The VA rates Panic Disorder with Agoraphobia under VASRD diagnostic code 9412 (Mental Disorders). Panic disorder is marked by sudden episodes of intense fear, often leading to avoidance of public places.

What VA disability rating can I get for Panic Disorder with Agoraphobia?

Possible VA ratings for Panic Disorder with Agoraphobia are 100%, 70%, 50%, 30%, 10%, 0%. Examples: 100%: Total occupational and social impairment, due to such symptoms as: gross impairment in thought processes or communication; persistent delusions or hallucinations; grossly inappropriate behavior; persistent danger of hurting self or others; intermittent inability to perform activities of daily living (including maintenance of minimal personal hygiene); disorientation to time or place; memory loss for names of close relatives, own occupation, or own name; 70%: Occupational and social impairment, with deficiencies in most areas, such as work, school, family relations, judgment, thinking, or mood, due to such symptoms as: suicidal ideation; obsessional rituals which interfere with routine activities; speech intermittently illogical, obscure, or irrelevant; near-continuous panic or depression affecting the ability to function independently, appropriately and effectively; impaired impulse control (such as unprovoked irritability with periods of violence); spatial disorientation; neglect of personal appearance and hygiene; difficulty in adapting to stressful circumstances (including work or a worklike setting); inability to establish and maintain effective relationships; 50%: Occupational and social impairment with reduced reliability and productivity due to such symptoms as: flattened affect; circumstantial, circumlocutory, or stereotyped speech; panic attacks more than once a week; difficulty in understanding complex commands; impairment of short- and long-term memory (e.g., retention of only highly learned material, forgetting to complete tasks); impaired judgment; impaired abstract thinking; disturbances of motivation and mood; difficulty in establishing and maintaining effective work and social relationships.

Can I get separate VA ratings for anxiety and depression?

Not for the same symptoms. Diagnostic codes 9201 through 9440, Panic Disorder with Agoraphobia among them, are all rated on one General Rating Formula for Mental Disorders, which grades how much symptoms impair work and social life. 38 CFR 4.126(a) says the rating rests on "all the evidence of record that bears on occupational and social impairment." 38 CFR 4.14 says: "The evaluation of the same disability under various diagnoses is to be avoided." So the same symptoms should not be rated twice, once under each diagnosis. These rules do not say when, if ever, a second mental disorder rating is given.

What's the typical VA rating awarded for Panic Disorder with Agoraphobia?

Vetrify estimates the typical rating awarded for Panic Disorder with Agoraphobia at around 50%, based on VA claims data and the rating schedule. An estimated 216,000 veterans are service-connected for Panic Disorder with Agoraphobia. Estimated approval outlook: Moderate – supported with documented panic frequency and functional limits.

What evidence helps prove Panic Disorder with Agoraphobia for VA disability?

Strong evidence for a Panic Disorder with Agoraphobia claim includes: Mental health treatment records describing how the condition affects work, school and relationships, since that is what the formula rates; A documented record of panic attack frequency, which the formula names at the 30 and 50 percent levels; Lay statements from a spouse, coworker or supervisor describing missed work, avoidance and functional limits; Medication and therapy history, including whether symptoms are controlled by continuous medication.

Which DBQ is used for Panic Disorder with Agoraphobia?

VA's Mental Disorders Disability Benefits Questionnaire (DBQ) is on its public list of DBQs. VA's page says: "You can use these forms to submit medical evidence from your health care providers."

What mistakes should veterans avoid when claiming Panic Disorder with Agoraphobia?

Common pitfalls when filing for Panic Disorder with Agoraphobia: Treating the diagnosis as the rating - the percentage comes from the level of impairment, not from the diagnosis; Not documenting panic attack frequency, which the formula itself uses as an example at two levels; Filing without evidence connecting the condition to service or to an in-service stressor.

What conditions can be secondary to Panic Disorder with Agoraphobia?

Conditions that can be service-connected as secondary to Panic Disorder with Agoraphobia, when a medical opinion links them, include: Irritable Bowel Syndrome. A secondary condition gets its own rating, which VA combines with the veteran's other ratings under 38 CFR 4.25.

Official sources

  1. 38 CFR § 4.130, Schedule of ratings, mental disorders (Diagnostic Code 9412)
  2. 38 CFR § 4.7, higher of two evaluations

Criteria in quotation marks are the regulation’s own words; everything else on this page is Vetrify’s summary of it. The eCFR text is authoritative. See how Vetrify derives its numbers.

How these figures are checked: our methodology and the open dataset.

KEEP YOUR RESEARCH

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PUT THE PIECES TOGETHER

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See how Panic Disorder with Agoraphobia combines with your other service-connected conditions using the official VA combined-ratings formula.

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