VA Combined Rating Calculator

Enter each of your service-connected condition ratings. We'll apply the official VA combined-ratings formula (38 CFR 4.25) and show the math step by step.

Your service-connected conditions

  • #1
  • #2

Your combined rating

65%

Paid at the 70% tier: $1,808.45/month (2026)

Adjust for your household

VA pay increases starting at 30% when you have dependents.

Step-by-step math

Ratings are processed from highest to lowest. Each rating only reduces the remaining unrated portion of the body.

  1. Step 1: 50%

    Combined rating starts at 50%.

  2. Step 2: 30%

    30% × (50% remaining unrated) ÷ 100 = 15%. Combined now 65%.

  3. Final: Round to nearest whole number

    Result: 65%

Common questions

Why don't VA ratings just add together?
The VA uses a 'whole person' or 'efficiency' formula in 38 CFR 4.25. Each rating reduces only the unrated portion of the body, not the total. Two 50% ratings combine to 75%, not 100%, because the second 50% only applies to the remaining 50% of unrated body.
Does the order I enter my conditions matter?
No. The calculator always sorts ratings from highest to lowest before applying the formula, so the math is identical regardless of input order.
What if my combined rating is 95% or higher?
The VA rounds 95–99% up to 100% for compensation purposes. This is built into both the calculator and the official VA tables.
Is this calculator the same as the VA's?
Yes — we apply the same formula in 38 CFR 4.25 the VA uses. Results are an estimate; the official rating decision is made by a VA rater based on your full medical evidence and exam results.

See it across your full claim

Vetrify maps your service and conditions, suggests secondary conditions you may be missing, and organizes your evidence packet — all free to start.

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