A little clarity for what comes next
VA Combined Rating Calculator
Your ratings, made clearer.
A few percentages. One clearer picture. Add your individual ratings to see how they combine and what your estimated monthly pay could be.
Your numbers.
Your next step.
Your service-connected conditions
Start with the ratings you have. We’ll handle the VA math.
- Condition 1
- Condition 2
Adjust for your household
VA pay increases starting at 30% when you have dependents.
Your combined rating
Your ratings combine to 65% before the final conversion.
Paid at the 70% tier.
Based on 2026 rates and your household above. The bilateral factor is not included. Explore the breakdown below to see each step.
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Save your VA rating estimate
Keep your rating, pay estimate, and calculation breakdown in one email. Review it later or compare your next scenario.
This is an educational estimate. It does not determine service connection, predict a VA decision, or replace an accredited representative.
Step-by-step math
Here’s how we got there. Start with your highest rating, then combine each next rating with what remains.
Step 1: 50%
Combined rating starts at 50%.
Step 2: 30%
30% × (50% remaining unrated) ÷ 100 = 15%. Table I combined value: 65%.
Final: Convert once to the nearest 10%
Compensation rating: 70%
Common combinations
Choose a set of ratings to try it in the calculator.
| Ratings | Table I value | Combined rating |
|---|---|---|
| 37 | 40% | |
| 65 | 70% | |
| 76 | 80% | |
| 79 | 80% | |
| 85 | 90% | |
| 75 | 80% | |
| 81 | 80% | |
| 75 | 80% |
Every value is read from the full VA combined ratings table (38 CFR 4.25, Table I), which also shows each step.
A little more clarity
A few things you might be wondering
Start with what’s on your mind. Open a question to dig a little deeper.
Why don't VA ratings just add together?
The VA uses a 'whole person' or 'efficiency' formula in 38 CFR 4.25. Each rating reduces only the unrated portion of the body, not the total. Two 50% ratings combine to 75%, not 100%, because the second 50% only applies to the remaining 50% of unrated body.
Does the order I enter my conditions matter?
No. The calculator always sorts ratings from highest to lowest before applying the formula, so the math is identical regardless of input order.
What if my combined rating is 95% or higher?
The VA converts a final Table I value of 95–99% to 100% for compensation purposes. That nearest-10 conversion happens only after all disabilities are combined.
Is this calculator the same as the VA's?
Not quite. The calculators on this site apply the 38 CFR 4.25 combined-ratings table but not the 38 CFR 4.26 bilateral factor, so a veteran it applies to may land a step above what they show. Results are an estimate; the official rating decision is made by a VA rater based on your full medical evidence and exam results.
What is the VA bilateral factor?
When both arms, both legs, or paired skeletal muscles each carry a compensable rating, 38 CFR 4.26 has the VA combine the two sides' ratings, add 10% of that combined value (added, not combined), and treat the result as one disability before combining it with the rest. This calculator does not apply it yet.
Keep exploring
What could this mean over time?
Compare ratings and explore projected compensation over 5–30 years.
Curious about a specific condition?Explore common service-connected disabilities and their rating criteria.
Service-connected disabilities, by VA's count
How many of each were service-connected among veterans receiving compensation as of September 30, 2025, from the VBA Annual Benefits Report (FY2025). It counts disabilities, not veterans. Each links to how VA rates it.
- Tinnitus (3,583,295)
- Limitation of Flexion of the Leg (Knee) (2,312,985)
- Paralysis of the Sciatic Nerve (2,026,583)
- Lumbosacral or Cervical Strain (1,791,869)
- Post-Traumatic Stress Disorder (PTSD) (1,760,497)
- Sensorineural Hearing Loss (1,690,837)
- Arm, Limitation of Motion (1,385,549)
- Scars Without Underlying Soft Tissue Damage (Not of the Head, Face, or Neck) (1,323,340)
- Migraine (1,300,172)
- Ankle, Limitation of Motion (1,273,110)
- Hypertension (845,750)
- Rhinitis, Allergic or Vasomotor (819,645)
- Degenerative Arthritis of the Spine (789,092)
- Sleep Apnea Syndromes (763,763)
- Erectile Dysfunction, With or Without Penile Deformity (675,632)
- Flatfoot, Acquired (600,665)
- Dermatitis or Eczema (596,075)
- Knee, Other Impairment of (556,186)
- Intervertebral Disc Syndrome (IVDS) (542,744)
- Hiatal Hernia (518,630)
- Femoral (Anterior Crural) Nerve Paralysis (474,276)
- Diabetes Mellitus (445,840)
- Foot Injuries, Other (365,775)
- Irritable Bowel Syndrome (IBS) (357,156)
- Hemorrhoids (356,424)
- Coronary Artery Disease (CAD) (266,518)
- Residuals of Traumatic Brain Injury (TBI) (162,949)
- Varicose Veins (72,271)
- Chronic Conjunctivitis (Nontrachomatous) (53,939)
- Chronic Fatigue Syndrome (CFS) (38,073)
- Malaria (18,680)
See it across your full claim
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VA Calc runs the same official combined-rating formula and pay tables natively, with dependents, SMC reference, and a lifetime projection. Works offline, no account.