2026 VA Disability Compensation
100% VA Disability Pay
100% is the maximum schedular rating. Veterans at 100% (or 100% Permanent & Total) get full monthly compensation plus access to a wide range of additional benefits: CHAMPVA, Chapter 35 education for dependents, property-tax exemptions in many states, and more. Use this page to look up exact monthly VA disability pay for the chosen rating, with adjustments for a spouse, children, and dependent parents.
100%: single veteran, no dependents
$3,938.58
$47,262.96/year · tax-free · effective December 1, 2025
100% Pay by Household (2026)
Monthly compensation amounts. Dependent additions apply at 30% and above.
| Single (no dependents) | $3,938.58 |
| With spouse | $4,158.17 |
| With spouse + 1 child | $4,318.99 |
| With spouse + 2 children | $4,428.10 |
| Single + 1 child (no spouse) | $4,085.43 |
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Maximum schedular rating
What 100% adds up to
$1,207,316.00
over 20 years at the single rate, tax-free*
100% also unlocks CHAMPVA for dependents, Chapter 35 education benefits, and property-tax exemptions in many states.
*Projected with an estimated 2.5%/year COLA — see the lifetime value calculator for your household's numbers.
Where 100% sits on the 2026 pay scale
Every tier links to its full breakdown.
Monthly compensation, single veteran with no dependents. 2026 rates. Hover or tap a bar for the exact amount.
Lower tier
90% VA pay
$2,362.30 /mo single
Common questions about 100% VA disability pay
- What's the 100% VA disability pay rate for 2026?
- For 2026 (effective December 1, 2025), a single veteran rated 100% receives $3,938.58 per month, or $47,262.96 per year. VA disability compensation is tax-free at the federal and state level.
- How much does a 100% rated veteran with a spouse and one child receive?
- A veteran rated 100% with a spouse and one child receives $4,318.99 per month under the 2026 VA rates.
- Is 100% the same as a "combined" rating?
- 100% can be either a single condition rating or a combined rating across multiple conditions. The VA combines individual ratings using the official combined-ratings formula in 38 CFR 4.25, then pays at the nearest 10% tier (95%+ rounds up to 100%).
- Will my 100% rate change in 2027?
- The VA adjusts disability rates each year based on the cost-of-living adjustment (COLA), typically effective December 1. The next COLA will be applied to the January 2027 payment.
- When is the 100% payment deposited each month?
- On the first business day of the month, covering the previous month's benefits. When the 1st falls on a weekend or federal holiday, the deposit arrives on the last business day before it — a few months each year are paid "early" for that reason.
Combine multiple conditions
If you have multiple service-connected conditions, the VA combines them using the official combined-ratings formula. Use our combined rating calculator to see what tier you'd land on.
Open combined rating calculatorMake sure nothing gets left behind
Even at 100%, many veterans have unclaimed secondary conditions that matter for SMC, dependents' benefits, and protecting the rating. Vetrify keeps your conditions and evidence organized in one place.
- Find conditions you can claim
- See your projected rating and pay
- Build an organized evidence packet
Free to start. No credit card required.
On the App Store
Take the 100% pay tables with you
VA Calc puts every rating tier, dependent adjustment, and the VA's combined-rating formula on your iPhone — works offline, no account needed.