2026 VA Disability Compensation
Data last updated September 23, 2026
40% VA Disability Pay
40% VA disability pays $795.84 a month to a veteran with no dependents in 2026 (effective December 1, 2025).
A 40% rating reflects moderate, ongoing service-connected impairment with consistent functional loss. Use this page to look up exact monthly VA disability pay for the chosen rating, with adjustments for a spouse, children, and dependent parents.
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The 2027 VA disability increase
VA is required by law to match the percentage of the cost-of-living adjustment made to Social Security benefits, so the 2027 increase in VA disability compensation will be the same percentage Social Security announces. Social Security sets it from consumer price data; the September 2026 figures are scheduled for release on October 14, 2026.
VA has not published its 2027 rate table yet, so every amount on this page is a 2026 rate. VA's new rates typically take effect December 1 and are first paid in the December 2026 benefit, deposited Thursday, December 31, 2026.
Sources: VA.gov compensation rates; Social Security: cost-of-living adjustment; BLS: CPI release schedule
40%: single veteran, no dependents
$795.84
$9,550.08/year · tax-free · effective December 1, 2025
40% VA disability pay with a spouse, children or parents
VA's monthly rates for each household, then the amounts it adds for each further dependent.
| Household | Monthly amount |
|---|---|
| Veteran alone (no dependents) | $795.84 |
| With spouse | $882.84 |
| With 1 child (no spouse) | $853.84 |
| With spouse and 1 child | $947.84 |
| Added for | Monthly amount |
|---|---|
| Each additional child under 18 | $43.00 |
| Each additional child over 18 in a qualifying school program | $140.00 |
| Each dependent parent | $70.00 |
| Spouse receiving Aid and Attendance | $81.00 |
What a 40% VA rating can open
Each rule applies at this combined rating, subject to the other conditions its source sets; the citation is the rule.
- VA pays additional compensation for a spouse, children, and a parent who depends on the veteran for support. (38 U.S.C. § 1115)
- A veteran with this rating who applies for VA health care is placed in priority group 2, unless they qualify for a higher group. (38 C.F.R. § 17.36(b))
- The VA home loan funding fee may not be collected from a veteran who is receiving VA disability compensation. (38 U.S.C. § 3729(c)(1))
- A military retiree entitled to retired pay who has a combat-related disability that VA compensates can apply to their branch of service for Combat-Related Special Compensation (CRSC); DFAS says the VA rating must be at least 10%. (10 U.S.C. § 1413a; DFAS: Combat-Related Special Compensation)
The gap to 100%
40% vs. 100%: $3,142.74 more every month
+$3,142.74
per month
+$37,712.88
per year
+$963,363.00
over 20 years, tax-free*
Ratings rarely jump to 100% from a single condition. They get there through the combined-ratings math, often by service-connecting secondary conditions (like sleep apnea, radiculopathy, or depression) linked to conditions already rated.
*Projected with an estimated 2.5%/year COLA, see the lifetime value calculator for your own numbers.
Where 40% sits on the 2026 pay scale
Every tier links to its full breakdown.
Monthly compensation, single veteran with no dependents. 2026 rates. Hover or tap a bar for the exact amount.
Lower tier
30% VA pay
$552.47 /mo single
Higher tier
50% VA pay
$1,132.90 /mo single
Common conditions the schedule can rate at 40%
Each of these can be rated 40% under its own diagnostic code. A single rating is one input: VA pays on the combined rating, after all separate ratings are combined under 38 CFR 4.25. Ordered by how many service-connected disabilities of each kind veterans receiving compensation have, from the VBA Annual Benefits Report (FY2025).
- Paralysis of the Sciatic Nerve
- Lumbosacral or Cervical Strain
- Arm, Limitation of Motion
- Hypertension
- Degenerative Arthritis of the Spine
- Intervertebral Disc Syndrome (IVDS)
- Femoral (Anterior Crural) Nerve Paralysis
- Diabetes Mellitus
- Residuals of Traumatic Brain Injury (TBI)
- Varicose Veins
- Chronic Conjunctivitis (Nontrachomatous)
- Chronic Fatigue Syndrome (CFS)
Common questions about 40% VA disability pay
- What's the 40% VA disability pay rate for 2026?
- For 2026 (effective December 1, 2025), a single veteran rated 40% receives $795.84 per month, or $9,550.08 per year. VA disability compensation is tax-free at the federal and state level.
- How much does a 40% rated veteran with a spouse and one child receive?
- A veteran rated 40% with a spouse and one child receives $947.84 per month under the 2026 VA rates.
- Is 40% the same as a "combined" rating?
- 40% can be either a single condition rating or a combined rating across multiple conditions. The VA combines individual ratings using the official combined-ratings formula in 38 CFR 4.25, then pays at the nearest 10% tier (95%+ rounds up to 100%).
- Will my 40% rate change in 2027?
- VA is required by law to match the percentage of the cost-of-living adjustment made to Social Security benefits, so the 2027 increase in VA disability compensation will be the same percentage Social Security announces. Social Security sets it from consumer price data; the September 2026 figures are scheduled for release on October 14, 2026. VA has not published its 2027 rate table yet, so every amount on this page is a 2026 rate. VA's new rates typically take effect December 1 and are first paid in the December 2026 benefit, deposited Thursday, December 31, 2026.
- When is the 40% payment deposited each month?
- On the first business day of the month, covering the previous month's benefits. When the 1st falls on a weekend or federal holiday, the deposit arrives on the last business day before it. A few months each year are paid "early" for that reason.
Combine multiple conditions
If you have multiple service-connected conditions, the VA combines them using the official combined-ratings formula. Use our combined rating calculator to see what tier you'd land on.
Open combined rating calculatorStuck at 40%? Find what's missing.
Every tier you climb is worth real money each month. Vetrify maps your service history and current conditions, flags secondary conditions veterans at 40% commonly qualify for, and organizes the evidence for your next claim.
- Find conditions you can claim
- See your projected rating and pay
- Build an organized evidence packet
Free to start. No credit card required.
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